Benefit Amount and Payments
Supplemental Security Income (SSI) provides monthly financial assistance to individuals with limited income and resources who are elderly, blind, or disabled.
In 2026, the federal SSI payment amounts are:
- $943 per month for an eligible individual
- $1,415 per month for an eligible couple
Some states provide additional state supplemental payments, which may increase the total monthly benefit.
Eligibility Requirements
To qualify for SSI, applicants must have limited income and financial resources and meet age, blindness, or disability requirements.
To be eligible for SSI, you must:
- Have limited income
- Have limited financial resources
- Be age 65 or older, blind, or disabled
- Be a U.S. citizen or qualified non-citizen
- Reside in the United States
Eligibility is based on financial need rather than work history or prior Social Security contributions.
How to Apply for SSI
You can apply for Supplemental Security Income (SSI) through the Social Security Administration using one of the following methods:
- Online: Visit the Social Security Administration website and begin an SSI application.
- By phone: Call the Social Security Administration to schedule an application appointment.
- In person: Visit your local Social Security office to apply directly.
Before applying, it is recommended to gather documents such as proof of age, income, resources, living arrangements, and medical records related to your disability.
Appeals and Reconsideration
If your SSI application is denied, you have the right to appeal the decision. The appeals process generally includes several steps, beginning with a request for reconsideration.
A request for reconsideration must be filed within 60 days of receiving the denial notice. If the reconsideration is denied, you may request a hearing before an administrative law judge. Further appeals may be made to the Appeals Council and, if necessary, to federal court.
It is important to submit additional evidence and documentation when appealing to improve the chances of approval.
Benefit Amount and Payments
SSI benefit amounts are set by federal standards and may be supplemented by some states.
Payments are made monthly and can change based on income, living arrangements, and cost-of-living adjustments.
How to Apply for SSI
Applicants can apply for SSI through the Social Security Administration website, by phone, or in person at a local Social Security office.
The application process requires financial information, medical records, and proof of identity.
Waiting Period and Back Pay
SSI benefits generally begin the month after an application is approved.
In some cases, applicants may receive back pay for the period between application and approval, depending on eligibility and processing time.
Learn how SSDI differs from SSI and check benefit eligibility.
This page is part of our Disability Benefits guide. For a full explanation of disability assistance programs in the United States, see the Disability Benefits overview.